“Two children require a monthly basic expenses of about S$5,800 to S$6,400”, said an article . The numbers may be estimation, but the expenses are real. What really surprised me was the timing of these expenses. Here’s what happened: My girl was starting childcare… Read more

COVID taught me two important lessons about education planning for my children: First—planning is a must. Whether I want to be the parent of a neurosurgeon, or I want my child to be happy and pursue his/her dream, my children.. Read more

You’ve bought your dream home and it is now your biggest asset. However, the housing loan you took also makes your home your biggest liability. Most people place little emphasis on mortgage insurance while some simply buy mortgage insurance conveniently.. Read more

If COVID 19 has taught me one thing, it really is not about how much assets you have, but how many sources of income you have, and whether they will be able to sustain the pressure of any external factors.. Read more

By 2050, nearly half of Singapore’s population will be aged 65 and above. According to the Ministry of Health (MOH), an estimated 1 in 2 healthy Singaporeans aged 65 could become severely disabled in their lifetime. In terms of long-term.. Read more

Over the years we’ve seen how critical illness can financially cripple an individual with non-stop bills from medical treatments which can accumulate to tens and hundreds of thousands. Supposedly this is where CI policies come in to alleviate those costs right?.. Read more